• General Credit Information
Consumer Rights

Credit Management Information

Federal Trade Commission Consumer Credit Website

• Credit Reports
Annual Credit Card Report
Get free statements from each of the three credit reporting firms.

How Credit Reports Work

• Credit Scoring
Fact Sheets on Credit Scoring
Explains one of the tools creditors use to determine whether or not to give you credit.

Privacy Rights Clearinghouse Credit Score Fact Sheet

Questions and Answers about Credit Scores

• Credit Repair
Credit Repair and Debt Resource Center
Google nolo credit repair. Includes a helpful section on dealing with debt collectors.

Free Electronic Credit Repair Kit

• Debt Counseling
Credit Card Debt Calculator
Find out what it will cost to pay off your credit card.

How to Choose a Consumer Credit Counseling Agency

Prepared by Marty Krause, November 2006, revised March 2008

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